Top 5 Summer Risks Faced by Homeowners and How to Reduce Them

As the summer season approaches, homeowners need to be aware of the potential risks that come with warmer weather. From heat-related damages to outdoor hazards, there are several summer risks that can cause significant damage to your home and your wallet. In this blog, we’ll explore the top 5 summer risks faced by homeowners and provide tips on how to reduce them.

Risk #1: Heat-Related Damages

Risk: Heat-related damages can cause warping, cracking, and buckling of roofs, siding, and windows.

Reduce the risk: Inspect your roof, siding, and windows for any damages or weaknesses before the summer heat sets in. Consider installing a radiant barrier in your attic to reflect heat away from your home.

Risk #2: Outdoor Hazards

Risk: Outdoor hazards like overgrown trees, unsecured outdoor furniture, and clogged gutters can cause damage to your home’s exterior and pose a risk to your family’s safety.

Reduce the risk: Trim trees and shrubs, secure outdoor furniture and decorations, and clean gutters and downspouts regularly.

Risk #3: Water Damage

Risk: Summer storms and flooding can cause water damage to your home’s foundation, walls, and floors.

Reduce the risk: Inspect your home’s foundation, walls, and floors for any cracks or weaknesses. Install a sump pump and backup power source to protect against flooding.

Risk #4: Pest Infestations

Risk: Summer is prime time for pest infestations like termites, ants, and rodents.

Reduce the risk: Seal any cracks or crevices around your home’s foundation, walls, and windows. Keep your home clean and tidy, and consider hiring a pest control professional.

Risk #5: Fire Hazards

Risk: Summer heat and dryness can increase the risk of fires from outdoor grills, fire pits, and unattended cigarettes.

Reduce the risk: Keep a fire extinguisher nearby when using outdoor grills and fire pits. Never leave them unattended, and make sure they’re fully extinguished before leaving them unattended.

By being aware of these top 5 summer risks and taking steps to reduce them, you can help protect your home and your family from potential damages and dangers. Stay safe and enjoy your summer!

Additional Tips:

Stay informed about weather conditions and any potential risks in your area.

Consider investing in a home warranty to protect against costly repairs and replacements.

Keep your home well-maintained and address any issues promptly to prevent them from becoming bigger problems.

I hope this helps! Let me know if you have any questions or need further assistance. Call our office for a free review. Please contact us or give us a call to learn more. You can also request a quote if you’re ready to start on a policy. Valley oaks Insurance Agency is proud to provide insurance in Roseville, Sacramento, Lincoln, Granite Bay, Rancho Cordova, and Folsom, CA. We also serve other areas in the state.

The information shared in this blog is provided and written on an opinion basis and for informational purposes, they do solely represent the opinions of Valley Oaks Insurance.