How To Reduce Common Home Hazards

Your home is your castle, a place where life happens and where you want to keep your family safe. You buy homeowner’s insurance to protect your assets in the event of a loss, but there are things you can do to minimize your risk and make your home safer for everyone.

Help prevent fires – According to the National Fire Protection Association (NFPA), seven people die from home fires every day, half of them in fires that started between eleven o’clock at night and seven o’clock in the morning. Smoke detectors are the best prevention method. Make sure you have working smoke detectors in your home. Place one in every bedroom, the kitchen, garage, and basement.

Reduce poisoning – The National Safety Council reports that 90 percent of poisonings happen at home, and are the leading cause of unintentional death. Keep medicine away from small children, keep all chemicals in childproof cabinets, and talk to your kids about the dangers of mixing chemicals.

How to reduce the threat of burglary – The average loss from a home burglary is around $2,400. Do you think you will ever see your property again? There are ways to reduce the risk of burglary, including having a home security system, keeping all doors and windows locked when gone, installing door and window bars, and installing deadbolt locks.

If you would like to learn more, contact our agency today. We’ll review your current insurance program, answer your questions, and help you build a protection plan that gives you confidence for the future.

Valley Oaks Insurance Agency is proud to provide insurance in Roseville, Sacramento, Lincoln, Granite Bay, Rancho Cordova, and Folsom, CA. We also serve other areas in the state.

The information shared in this article is provided and written on an opinion basis and for informational purposes; it solely represents the opinions of Valley Oaks Insurance.