March 13, 2025
AgencyDoes Crime Insurance Need Updating in Light of Cyber Issues?
Protecting ourselves online has become an unfortunate challenge in the cybercrime era. As the problem persists, over one-third of Americans report being victims of digital financial fraud. That surfaces the need for businesses to elevate their internal computer fraud policies and cybercrime insurance to address high-risk coverage gaps. Small-to-mid-sized businesses are often more exposed to […]
March 13, 2025
AgencyThe Importance of Reviewing Insurance Coverage with Clients—and Three Techniques to Do It Right
As an insurance professional, one of your most important responsibilities is ensuring that your clients have the right coverage for their evolving needs. Many policyholders purchase insurance and rarely revisit their coverage—until it’s too late. Regular policy reviews help protect clients from gaps in coverage, ensure they’re getting the best value, and build long-term trust. […]
March 13, 2025
AgencyUnderstanding the Surge in Home and Auto Insurance Premiums in California
Californians have recently witnessed a significant rise in home and auto insurance premiums. This surge, while multifaceted, can be primarily attributed to the state’s unique challenges and evolving market conditions. Natural Disaster Risk California’s geographic and climatic conditions expose it to various natural disasters, notably wildfires and earthquakes. These events have become more frequent and […]
January 22, 2025
AgencyFive Ways Commercial Businesses Can Prevent Losses and Lower Insurance Costs
Running a commercial business comes with risks, but taking proactive measures can safeguard your operations, minimize losses, and potentially reduce insurance premiums. By focusing on prevention and risk management, businesses can protect their assets while saving money. Here are five strategies every commercial business should consider: 1. Invest in Comprehensive Security Measures Protecting your […]
January 22, 2025
AgencyOur Hearts Are with California During This Difficult Time
California is no stranger to wildfires, but each season brings challenges that test the resilience of its communities. To all those affected by the recent devastating wildfires, we want you to know that our thoughts and prayers are with you. Your safety and well-being remain our top priorities. During times like these, preparation and awareness […]
January 22, 2025
AgencyNew Year’s Insurance Resolutions
Tips from Your Trusted Insurance Partner As we step into 2025, it’s the perfect time to reflect, reset, and make some resolutions. While most of us think about improving our health, getting organized, or setting personal goals, there’s one area we often overlook: your insurance policies. Your insurance may not need a gym membership or […]
November 21, 2024
AgencyPersonal Insurance Planning
2025 is around the corner, here and now is the best time to think about your personal insurance program. When was the last time you reviewed your insurance coverage? The start of the New Year is a great time to review your personal insurance. Most of us know that major life events can make it […]
November 21, 2024
AgencyWhy Develop A Home Inventory?
A Personal Insurance Update Can you remember every item you have accumulated over the years if they were all gone? Recent survey results show that 65 percent of homeowners have not made a list or inventory of their possessions. Of those individuals with a home inventory, 40 percent do not have receipts, 30 percent do […]
November 21, 2024
AgencyHoliday Home Safety Tips for a Joyful 2024
The holiday season is a time for warmth, joy, and celebration. But amidst the festivities, it’s also important to keep safety top of mind to ensure your home and loved ones are protected. Here are some essential holiday home safety tips for 2024. 1. Decorate Safely Twinkling lights and festive decorations are wonderful, but safety […]
November 18, 2024
AgencyHome Burglaries Are Too Common… Why You Are at Risk
A California Home Insurance Update Having your home invaded by a burglar cannot only cost you monetarily, but it can cause stress and a loss of security. Over 60% of homes are at risk of having a burglary according to a national insurer. This number includes renters and owners of condominiums as well. Top Ways […]