Call Us:916-960-1400


Since opening our doors in 1975, Valley Oaks Insurance Agency has worked to provide top-of-the-line insurance solutions to businesses and individuals in Roseville, Sacramento, Rocklin, Lincoln, and surrounding areas in the state of California. Our team is filled with dedicated and hardworking agents, and our staff possesses 100 years of collective experience in the insurance industry.

At Valley Oaks Insurance Agency, we pride ourselves on providing our clients with coverage for all their insurance needs in addition to high-quality customer service. We provide insurance coverage in California, Nevada, Utah, and other states, as well.


Whether you’re seeking personal policies such as auto, home, or umbrella insurance, or looking for tailored commercial coverage, Valley Oaks Insurance Agency has everything in place to be your go-to spot for insurance needs. Our commercial policies include coverage for workers compensation, business owners policy (BOPs), commercial auto insurance, and more.

We work alongside our clients when matching them with the proper coverage. From there, we turn to trusted carriers such as Nationwide, Berkshire Hathaway, Travelers, and more.

For additional information regarding our products and services, please contact us at your convenience.


There are times when the process of purchasing insurance can be difficult. At Valley Oaks Insurance Agency, our mission is to minimize those, and make the experience as convenient as possible for our clients.

After pairing a client with the proper coverage, we’ll meet with them prior to renewal to account for any gaps. If changes to a policy need to be made, we’re happy to make those happen.

To start working with one of our friendly agents, please request a quote.

We are here
for you

Get Started With a quote

What clients say

Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

-Brad M.

I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

-Michelle D.

Over the years we've never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

-Carol S.

Surprisingly flexible and in-touch with my needs as a small business owner. Can't ask for more.

-Spencer F.

They have strong ties with the community, and it shows. It's nice to do business with people that really show they care about you and your family.

-Susan T.

AmTrust North America Logo
Berkshire Hathaway Logo
Blue Cross Blue Shield Logo
California Choice Logo
Chubb Logo
CIG Logo
Deans & Homer Logo
EMC Logo
Employers Logo
Hagerty Logo
Hartford Logo
ICW Logo
Kaiser Permanente Logo
Kemper Logo
Markel Logo
Mercury Logo
Nationwide Logo
Nonprofits Insurance Alliance Group Logo Logo
Philadelphia Logo
Progressive Logo
Safeco Logo
State Fund Logo
Travelers Logo
United Fire Group Logo