Personal Insurance Planning

2025 is around the corner, here and now is the best time to think about your personal insurance program. When was the last time you reviewed your insurance coverage? The start of the New Year is a great time to review your personal insurance. Most of us know that major life events can make it necessary to update our insurance coverage. But did you know that even subtle changes can have an impact on your financial needs and plans? Call our office today, and we can help you find the right combination of coverage and price.

Insurance resolutions

• Review my insurance to make sure I have the right coverage
• Take the time to read my insurance policies
• Do I need to insure any Christmas gifts; jewelry, guns, ATV, boat, etc?
• Do I have enough life insurance?
• Get a quote for flood or earthquake insurance
• Combine my auto and home insurance to save money
• Complete a home inventory to ensure my property values are correct
• Consider purchasing or increasing my umbrella coverage

Have I experienced any of these changes? It may impact your insurance

• Bought or sold a car
• Changed your marital status
• Do you work from home?
• Bought a boat, RV or ATV
• Change of address
• Welcomed a new baby into the family
• Major inheritance
• Have a new teen driver in the family

Call our office for a free review. Please contact us or give us a call to learn more. You can also request a quote if you’re ready to start on a policy. Valley oaks Insurance Agency is proud to provide insurance in Roseville, Sacramento, Lincoln, Granite Bay, Rancho Cordova, and Folsom, CA. We also serve other areas in the state.

The information shared in this article is provided and written on an opinion basis and for informational purposes, they do solely represent the opinions of Valley Oaks Insurance.