How To Know If You Are Fully Insured?

An Insurance Update

Most people have some gaps in their personal insurance coverage. We do our best to help our clients understand where these are and provide solutions so that these gaps don’t exist. Having an independent agent help, you find the right kind of personal insurance for you can go a long way in providing you with peace of mind.

Personal insurance is complex, and we are here to help you understand the complex, so you have made an informed and educated decision.

What are Insurance gaps?

Insurance gaps can be areas where you thought there was coverage, but in reality, there is not. It may be that the coverage is not available or is too expensive or you just did not know about it. Gaps can occur if you have more than one agent handling your personal insurance. Between your home, auto, RV or personal umbrella there might be times when one agent thought the other was taking care of the issue. Insurance gaps can include:

•    Flood insurance

•    Identity theft

•    Earthquake

•    Sewer back-up

•    Auto insurance limit issues

•    Your home is undervalued

•    Lack of a personal umbrella

•    Limited coverage for other drivers on your auto policy.

These are just a few of the personal insurance issues that can create real problems for you. Call our office for a free review. Please contact us or give us a call to learn more.  You can also request a quote if you’re ready to start on a policy.  Valley oaks Insurance Agency is proud to provide insurance in Roseville, Sacramento, Lincoln, Granite Bay, Rancho Cordova, and Folsom, CA.  We also serve other areas in the state.

The information shared in this blog is provided and written on an opinion basis and for informational purposes, they do solely represent the opinions of Valley Oaks Insurance.