Why Having An Insurance Partnership In 2021 Is Critical

As we move into 2021, you need to re-think how you view insurance. Insurance is not best purchased with the concept of; the lower the cost the better for me. We have seen too many issues arise in 2020 where someone had cheap insurance and ended up having an un-insurance claim, poor customer services, or no insurance at all. 

Remember These Values Should Be Important To You

• It does not cost you more to develop a relationship with a professional insurance advisor. 
• The right insurance designed for you is what you need.
• Our agency’s core values are based on developing a relationship with you, understanding your needs, and educating you on what action we take together. 

Here Is How COVID19 Might Impact Your Insurance In 2021

Homeowners Insurance

COVID-19 should not impact your homeowner’s insurance too much, but there are a few coverages that could be impacted because of the temporary lifestyle change; starting a home-based business or remote working. The changing circumstances definitely highlight the need for a review of your policy, like liability coverage. For example, you could be liable if someone gets COVID-19 while in your home. In addition to coverage enhancements like a home business coverage endorsement if you moved your business to your house. 

Auto Insurance

U.S. insurers began to offer discounts and refunds on their customers’ auto insurance premiums. Now, despite the fact that drivers have returned to the roads in many parts of the country, the pandemic’s reverberations on vehicle usage and insurance cover will likely continue into the future.

Please contact us or give us a call to learn more.  You can also request a quote if you’re ready to start on a policy.  Valley oaks Insurance Agency is proud to provide insurance in Roseville, Sacramento, Lincoln, Granite Bay, Rancho Cordova, and Folsom, CA.  We also serve other areas in the state.

The information shared in this blog is provided and written on an opinion basis and for informational purposes, they do solely represent the opinions of Valley Oaks Insurance.