May 27, 2025
AgencyWhy a Personal Umbrella Policy Is One of the Smartest Coverages You Can Have
Most people don’t think about umbrella insurance until they really need it. A personal umbrella policy provides extra protection above and beyond your home and auto insurance. It’s designed to cover large liability claims that could seriously impact your savings, future earnings, or even your home. Here’s why it matters: 🔹 Accidents Happen – A […]
May 27, 2025
AgencyUsing Your Personal Vehicle for Work? Here’s What You Need to Know
Many people use their personal vehicles for work without thinking twice, making deliveries, visiting clients, or even running errands for their employer. But here’s the problem: Your personal auto policy may not cover you if you’re in an accident while using your car for business purposes. Here’s why that matters: ⚠️ Coverage Gaps – Personal […]
May 27, 2025
AgencyCriminals Are Targeting Empty Homes and Buildings
Here’s How Property Owners Can Get Ahead of the Problem Vacant properties have become a growing target for theft, vandalism, and even arson. Whether it’s a home awaiting sale, a building under renovation, or a temporarily unoccupied commercial space, empty properties are increasingly vulnerable to criminal activity. If you own or manage property, it’s important […]
May 5, 2025
AgencyReduce Your Auto Insurance Premiums
Auto Insurance When it comes to purchasing auto insurance, having options can be a very important way to save money. Putting money back in your pocket is one of our primary goals. We know and understand the auto insurance market. This allows us to provide you with the best possible combination of pricing, coverage and […]
May 5, 2025
AgencyPersonal Umbrella Insurance… A Needed Coverage
You’ve worked hard to earn your lifestyle. Add additional liability protection to your Auto, Home, Renters, or Condo policy. Personal Umbrella Liability coverage added to your other policies can protect you, your spouse, and any relatives living in your home for $1 million or more. Umbrella Protection Umbrella Insurance provides extra protection or limits above […]
May 5, 2025
AgencyPreventable Injuries at Small Businesses Are Piling Up
Here’s How Risk Management Can Help A new report from Business Insurance sheds light on a growing concern in the small business world: nearly half of workplace injuries in the past year could have been prevented. According to the study, 75% of small businesses experienced a workplace incident, and 49% of those admitted they were […]
March 13, 2025
AgencyDoes Crime Insurance Need Updating in Light of Cyber Issues?
Protecting ourselves online has become an unfortunate challenge in the cybercrime era. As the problem persists, over one-third of Americans report being victims of digital financial fraud. That surfaces the need for businesses to elevate their internal computer fraud policies and cybercrime insurance to address high-risk coverage gaps. Small-to-mid-sized businesses are often more exposed to […]
March 13, 2025
AgencyThe Importance of Reviewing Insurance Coverage with Clients—and Three Techniques to Do It Right
As an insurance professional, one of your most important responsibilities is ensuring that your clients have the right coverage for their evolving needs. Many policyholders purchase insurance and rarely revisit their coverage—until it’s too late. Regular policy reviews help protect clients from gaps in coverage, ensure they’re getting the best value, and build long-term trust. […]
March 13, 2025
AgencyUnderstanding the Surge in Home and Auto Insurance Premiums in California
Californians have recently witnessed a significant rise in home and auto insurance premiums. This surge, while multifaceted, can be primarily attributed to the state’s unique challenges and evolving market conditions. Natural Disaster Risk California’s geographic and climatic conditions expose it to various natural disasters, notably wildfires and earthquakes. These events have become more frequent and […]
January 22, 2025
AgencyFive Ways Commercial Businesses Can Prevent Losses and Lower Insurance Costs
Running a commercial business comes with risks, but taking proactive measures can safeguard your operations, minimize losses, and potentially reduce insurance premiums. By focusing on prevention and risk management, businesses can protect their assets while saving money. Here are five strategies every commercial business should consider: 1. Invest in Comprehensive Security Measures Protecting your […]