Call Us 916-960-1400☰ ˟
Logo
Call Us 916-960-1400 Toll Free 800-338-6894 Nation Wide Express
  • Home Page
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Location
      • Blog
    • Carriers / Claims
  • Get a Quote
    • Auto and Homeowners InsuranceImage of right arrow
      • Auto Insurance Quote
      • Homeowners Insurance Quote
    • Business & CommercialImage of right arrow
      • General Liability Quote Form
    • Life & Health InsuranceImage of right arrow
      • Health Insurance Quote
      • Life Insurance Quote
    • Workers CompensationImage of right arrow
      • Workers Comp
    • Professional Liability InsuranceImage of right arrow
      • Quick Quote Form
    • Commercial Property InsuranceImage of right arrow
      • Quick Quote Form
    • Commercial Auto InsuranceImage of right arrow
      • Commercial Auto Insurance Quote
    • UmbrellaImage of right arrow
      • Quick Quote Form
  • Products
    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Roadside Assistance
      • Specialty Auto Insurance
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Personal Umbrella Insurance
      • Data Backup
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • HSAs
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Media & Advertising Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Water Well Drillers Insurance
    • Coverage for Your BusinessImage of right arrow
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
    • Coverage for Your EmployeesImage of right arrow
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Group Health Insurance
      • Individual Life Insurance
  • Blog
  • Contact Us
Home > Blog > How to Get the Most out of Your Homeowner’s Insurance
TUESDAY, MARCH 23, 2021

How to Get the Most out of Your Homeowner’s Insurance

A Homeowner’s Insurance Update

Most people only think about their homeowner’s insurance once a year when the policy renews, or if they have a claim. With Spring here and summer coming, now is a good time to review all your insurance needs. The changing seasons could mean the need to change your insurance coverage, limits or deductibles.

•         Have us complete a review of your homeowner’s insurance. We can identify gaps in coverage.

•         Develop a home inventory. A complete home inventory benefits homeowners and insurers by supplying both parties with the tools to make better, more informed insurance decisions.

•         Keep your home inventory away from your home; store it in the “cloud” or with a family member.

•         Store your homeowner’s policy in a safe place, where it won’t get damaged.

•         Keep your important family documents in a locked fireproof box.

•         Take a video of your home, inside and out, including all your personal property.

•         Once damage occurs, use the video to confirm damage.

•         You have the right to hire a contractor to make emergency repairs to prevent further damage.

Understand that under a standard homeowner’s policy, you are not covered for things like floods or earthquakes.  These are items for which you must purchase separate coverage.

Please contact us or give us a call to learn more.  You can also request a quote if you’re ready to start on a policy.  Valley oaks Insurance Agency is proud to provide insurance in Roseville, Sacramento, Lincoln, Granite Bay, Rancho Cordova, and Folsom, CA.  We also serve other areas in the state.

The information shared in this blog is provided and written on an opinion basis and for informational purposes, they do solely represent the opinions of Valley Oaks Insurance.

Posted 2:35 PM

Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021


View Mobile Version
Carrier Carrier Carrier logo text
Home| Get A Quote| Customer Service| Blog| About Us| Contact
1508 Eureka Road, Suite 170 | Roseville, CA 95661
P: 916-960-1400
P: 800-338-6894
Social Social
Logo

Powered by Insurance Website Builder